James Craycraft

James is very passionate when it comes to ensuring our members are at ease while going through the loan process by drawing a clear and vivid picture of what to expect and how it all works.

“Keeping it simple”

Whether you are looking to purchase a home, debt consolidation or simply a Home Equity Line of Credit (HELOC) for emergencies and/or home improvements (pool – solar panels - etc.), James will help match the best mortgage product for your specific needs.

Prior to James starting his career with VyStar, over 11 years ago, he was a REALTOR®, in the Jacksonville/Nassau County area. He understands “Time is of the Essence” –and not everyone can conduct their real estate needs during regular business hours. James takes great pride in going above and beyond by conforming to your schedule. Sellers do want a pre-approval letter before letting you view their house and/or to put in an offer and you want to be ready when the time comes. Don’t miss a deal because a lender was slow to produce a pre-approval letter.

With VyStar has great programs; paying up to $ 5,000 in closing cost, lower interest rates, in conjunction with the assistant of James, be ready to experience VyStar Excellence!!

James is extremely friendly and very enthusiastic and enjoys helping our members save money. He welcomes you to email craycraftj@vystarcu.org or call/text (904) 401-4894